About me
Why Choose Tracy?
Putting the Power Back in the Hands of Homebuyers
Here’s the game-changer: Homebuyers, I offer the latest mortgage solutions designed to put the power back in YOUR hands. With the 2/1 Buydown Program, you can get up to 2% seller-paid concessions and apply them to instantly lower your interest rate by 2% — Example: Taking you from an interest rate of 6.25% down to 4.25% in year one. That’s not just a rate drop… that’s POWER. More savings, more buying power, and more home for your money.
I’ve guided thousands of homebuyers, protecting them from costly, long-term mortgage disasters while securing the lowest rates and fees in the country — backed by our exclusive $1,000 Best Price Guarantee. If I can’t beat another lender’s written offer, we'll hand you $1,000.
With over 20 years of mortgage mastery, I help homebuyers save big, buy smart, and win in any market. I’m known for my clear communication, creative strategies, and relentless dedication to my clients’ success. I combine local market expertise, digital speed, and personal one-on-one guidance to make your home purchase smoother, faster, and more affordable than you thought possible. I'm the obvious choice!
DM me the word “POWER” — Call, text or email me today. (310) 698-2920 - tracy.sims@loanfactory.com